If you’ve been hearing about the war in Iran and wondering what that has to do with mortgage rates… it actually matters more than you’d think.
Here’s the simple breakdown 
When global conflict happens (like what’s going on right now), oil prices usually go up. That pushes inflation higher… and when inflation goes up, mortgage rates tend to follow. That’s exactly what we’ve seen over the past couple months:
• Rates dipped close to the high 5’s earlier this year
• Then jumped back into the mid 6’s after the conflict escalated
• Right now they’re hovering around the low–mid 6% range and moving around daily
So what does that mean for you?
Rates aren’t just about the Fed — they’re heavily influenced by global events
We’re in a “volatile but not crazy” market (big swings, but not panic levels)
Timing the market perfectly is almost impossible right now
The honest advice I’m giving my clients:
If you’re thinking about buying or refinancing, focus more on your personal situation than trying to guess where rates are going next.
Because here’s the truth most people don’t say:
You can always refinance later… but you can’t go back and buy the house you missed.
If anyone has questions or wants me to run numbers, I’m always happy to help 