Big banks are simply more expensive!
Here’s the reality—most people assume their mortgage is “set” once they get an offer from a big bank. It’s not. And that assumption can quietly cost you thousands. Big banks are convenient, familiar, and feel safe. But they’re not built to shop your loan—they’re built to sell you their more expensive loan. I’ve had hundreds […]
Iran War & Interest Rates
If you’ve been hearing about the war in Iran and wondering what that has to do with mortgage rates… it actually matters more than you’d think. Here’s the simple breakdown When global conflict happens (like what’s going on right now), oil prices usually go up. That pushes inflation higher… and when inflation goes up, mortgage […]
The Story Behind Avalon Mortgage Group: A Journey of Expertise, Integrity, and Service
At Avalon Mortgage Group, we believe that homeownership is more than just a transaction—it’s a milestone, a dream, and a foundation for your future. But our journey to becoming a trusted mortgage brokerage didn’t happen overnight. It was built on years of experience, a passion for helping people, and a commitment to making mortgages simple […]
Do home prices fall when interest rates drop?
While lower interest rates make borrowing cheaper, they also increase buyer demand, which can actually drive home prices up instead of down. When more buyers enter the market, competition rises, often leading to higher home prices. So while lower rates can make homeownership more affordable on a monthly basis, they don’t necessarily mean you’ll get […]
The Power of Bi-Weekly Mortgage Payments: Save Thousands & Pay Off Your Home Faster
When it comes to paying off your mortgage, small changes can lead to big savings. One of the simplest strategies to shave years off your loan and save thousands in interest is switching to bi-weekly payments. At Avalon Mortgage Group, we help homeowners make smart financial decisions, and this is one of our favorite tips! […]