Conventional fixed rate
A fixed rate and payment for 30, 25, 20, 15 or 10 years. Predictable, easy to budget, and protected from rising rates.
Find the loan that fits.
As a broker, we can compare programs across many lenders instead of offering a single bank’s products. Here’s what we offer. Not sure which fits? That’s exactly what we’re here for.
Buy a home
More about buying → Programs for buying a home.
Fixed rate, custom term
Pick a term that fits your goals, like 28, 24 or 18 years, instead of the standard 15 or 30.
Adjustable rate (ARM)
A fixed rate for an initial period, then periodic adjustments. Can suit buyers who expect to sell or refinance before the first adjustment.
FHA loans
Government-backed loans with lower down payment options and flexible credit guidelines.
VA loans
For eligible veterans, active-duty service members and their families, with flexible qualification.
USDA loans
Government-backed loans for eligible homes in qualifying rural and suburban areas, with no down payment required for qualified buyers.
Jumbo loans
For homes above conventional loan limits: primary residences, vacation homes and investment properties.
Refinance
More about refinancing → Programs for refinancing.
Rate-and-term refinance
Lower your rate or payment, shorten your term, or move from an adjustable rate to a fixed rate.
Cash-out refinance
Replace your mortgage with a larger one and take the difference in cash for debt payoff, renovations or a big expense.
Reverse mortgage
For homeowners 62 and older. Pay off your current mortgage with a reverse mortgage and no longer have a required monthly mortgage payment. You keep ownership and continue paying taxes, insurance and upkeep.
Most of the home buying programs above, including FHA, VA and jumbo, are also available as a refinance.
Home equity
More about home equity → Programs for using your equity.
Home equity line of credit (HELOC)
Borrow as needed up to a set limit and pay interest only on what you use. A variable rate that fits ongoing or phased projects.
Home equity loan
Borrow a lump sum with a fixed rate and fixed monthly payments, while keeping your current first mortgage.
Reverse mortgage
For homeowners 62 and older. Turn part of your equity into cash with no required monthly mortgage payment. You keep ownership and continue paying taxes, insurance and upkeep.
Investors & specialty
Programs for investors, business owners and the self-employed.
DSCR investor loans
Qualify based on the property’s rental income rather than your personal income. Built for real estate investors.
Bank statement loans
For self-employed borrowers and business owners who qualify using bank deposits instead of tax returns.
Hard money loans
Short-term, asset-based financing for fix-and-flips, fast closings and deals that don’t fit traditional guidelines.
Commercial loans
Financing for business and income-producing properties such as multifamily, mixed-use, retail and office buildings.
Foreign national loans
For non-U.S. citizens buying a second home or investment property without U.S. credit history.
Your next move
Let’s find the right
Let’s find the right
loan for you.
Apply online and we’ll review your file and call you with real options within 24 hours. Not ready yet? Answer a few quick questions and we’ll reach out.